YOU'RE INVITED TO THE 90th ANNUAL MEMBERS MEETING!

On April 15, 2025, we will be holding our Annual Members Meeting. All Spero members are welcome to attend. Click here to learn more and RSVP.

Personal Loan

Don't Let Debt Slow You Down

Rates as low as 8.99% APR and same-day funding! Lighten your load by consolidating your debt with a Spero Personal Loan. Plus, cross the finish line to greater financial freedom.

Apply Today

Kasasa Cash Checking

No Pain, All Gain

Get your finances into shape with Kasasa Cash Checking. Enjoy a no-fee account that pays you for staying active with smart spending.

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Financial Fitness Check-In

It's Time to Check in on Your Financial Fitness

Your success is our top priority. That's why our members have access to free financial coaching from our team of certified counselors.

Schedule your FREE check-in today!

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

member-owned

Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

personalized-service

Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

financial-coaching

Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

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financial-education

Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

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Financial Insights

We make β€œmoney” practical. Browse our blog for financial tips and insights that can help you take your money further.

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Together We Soar

Let's Reach Your Financial Goals!

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In The News

Join in the Fight Against Cancer on February 1, 2025

Upstate SC - Propelled by the harsh reality that cancer has on our communities, Spero Financial, Anderson University Athletics, and...

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@mysperofi

Connect With the Spero Family

Our Pearman Dairy (Anderson) Branch is closed due to an outage in the area caused by construction. We are working to get it restored as soon as possible. In the meantime, please visit one of our other Anderson branches on North Main Street and Highway 81. We apologize for any inconvenience this may cause.
We are so grateful for your membership, Lorry! πŸ’™
In honor of #ilovemycreditunion day, Team Spero wanted to share a few of our favorite memories from the last year!

We love working together to serve our communities and improve our members' financial lives. πŸ’™
Starting some home renovations this summer? Our Community Relations Specialist, Chelsea, has some tips for you! β˜€οΈπŸ‘

#renovations #diy #homeimprovement

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!