auto loan as low as 3.82% APR*
Purchase or refinance. Get same-day fundingยน and 90-days of no payments.ยฒ

Kasasa Checking

Earn More with Kasasa Checking

Earn up to $750 per year with Kasasa Cash Checking โ€” that's 5.00% APY* on qualified balances up to $15,000! (At most banks, you only earn 0.01% APY on your checking balance.) Choose well. Earn more!

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Spero VISAยฎ Platinum Credit Card

Double the Points. Double the Fun.

Throughout August, earn 2 points for every $1 spent with your Spero Platinum Credit Card when you shop online or in-store!* Best yet, rewards will be automatically added to your account.

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Student Spend

Helping Them Soar โ€” One First at a Time

You've been there for their firsts: first words, first steps... Now it's time for another: their first money move. Speroโ€™s Student Checking gives them 24/7 access with a debit card and digital banking โ€” and no monthly fees or overdraft worries.

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Spero is more than a credit union. Weโ€™re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Discover Financial Coaching

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Financial Education Opportunities

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Financial Insights

We make โ€œmoneyโ€ practical. Browse our blog for financial tips and insights that can help you take your money further.

Explore Financial Insights

Together We Soar

Let's Reach Your Financial Goals!

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In The News

Greenville County Council Honors Spero Financial for 90 Years of Service to the Community

GREENVILLE, S.C. โ€” Spero Financial proudly received special recognition from the Greenville County Council during its meeting earlier this month, in celebration of the Credit Unionโ€™s 90th anniversary of serving the Greenville community and beyond.

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Connect With the Spero Family

We had so much fun at Rebuild Upstateโ€™s Wake Up With Rebuild breakfast on Wednesday! 

We enjoyed good food while learning about the value of home preservation from local community experts. ๐Ÿ”จ
We will not forget. We remember those who died, honor those who survived, and will never forget the impact each hero has had on our lives.
Need assistance with your account?

Chat with a live agent in Digital Banking or on our website:
Monday-Friday: 8:30 AM - 5:00 PM

Insured by NCUA. Membership required.
Start the week off right with this quick tip from Rick, a certified financial counselor and branch manager here at Spero! 

#personalfinance #teamspero
Thank you for your kind words, Charmayne! ๐Ÿ’™

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!