YOU'RE INVITED TO THE 90th ANNUAL MEMBERS MEETING!

On April 15, 2025, we will be holding our Annual Members Meeting. All Spero members are welcome to attend. Click here to learn more and RSVP.

Personal Loan

Don't Let Debt Slow You Down

Rates as low as 8.99% APR and same-day funding! Lighten your load by consolidating your debt with a Spero Personal Loan. Plus, cross the finish line to greater financial freedom.

Apply Today

Kasasa Cash Checking

No Pain, All Gain

Get your finances into shape with Kasasa Cash Checking. Enjoy a no-fee account that pays you for staying active with smart spending.

Learn More

Financial Fitness Check-In

It's Time to Check in on Your Financial Fitness

Your success is our top priority. That's why our members have access to free financial coaching from our team of certified counselors.

Schedule your FREE check-in today!

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

member-owned

Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

personalized-service

Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

better-rates

Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Learn More

financial-education

Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Learn More

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Learn More

Together We Soar

Let's Reach Your Financial Goals!

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In The News

Join in the Fight Against Cancer on February 1, 2025

Upstate SC - Propelled by the harsh reality that cancer has on our communities, Spero Financial, Anderson University Athletics, and...

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@mysperofi

Connect With the Spero Family

Join us in congratulating Karsen, Branch Operations Specialist, on being awarded the Q2 Heart of a Servant Award! 

This award honors the outstanding contribution of volunteering in improving our organization and communities and is a symbol of selflessness and unwavering dedication toward serving those who are in need.

We’re so thankful for Karsen’s empathy, compassion, and dedication to improving the lives of our members through her support of branch operations and staff.
Here’s your chance to make your checking account even more rewarding!

Open a Kasasa Checking account by June 30th and complete these steps by the second full monthly qualification cycle to be automatically entered to win one of five (5) $1,000 prizes:
👉 Make 12 debit card transactions of $5 or more
👉 Enroll in and agree to receive eStatements
👉 Receive one direct deposit or perform one ACH transaction

Open your Kasasa Cash Checking or Kasasa Cash Back Checking account today! spero.financial/earnmore

Insured by NCUA. Membership required. “Kasasa” is a trademark of Kasasa Ltd., registered in the U.S.A. Visit https://spero.financial/kasasa-sweepstakes/ for full contest details. No purchase necessary. Void where prohibited. Promotion begins on April 15, 2025 and ends June 30, 2025. At the time of the drawing, you must be 18 years of age or older, a U.S. Citizen or U.S. Lawful Permanent Resident, all accounts and loans with Spero Financial must be in good standing. All employees and volunteers of Spero Financial and their immediate family members residing in a single household are not eligible. The Monthly Qualification Cycle begins at 12:01am on the last day of the month and ends at midnight on the second to last day of the following month. This promotion is in no way sponsored, endorsed, administered by, or associated with Instagram, and Instagram holds no liability for this promotion.
Join us tomorrow (Thursday, June 5th) for a free financial webinar! 

This virtual workshop will offer insight into the financial realities of long-term care and the options that are available in 2025. 

Visit https://spero.financial/financial-wellness-workshop/ to sign up.
While our senior citizens possess an incredible wealth of knowledge and experience that we can all learn from, sadly, they are also more vulnerable to mistreatment and abuse than other groups. One common form that elder abuse can take is financial.

With June being World Elder Abuse Awareness Month, let’s walk through the realities of financial elder abuse: what it is, how to recognize it, and how to help.

Dive in at the Financial Insights link in bio.
Yesterday we hosted a financial literacy workshop for @pendletonplace

Pendleton Place is a nonprofit organization that offers foster care and emergency shelter for teens and young adults in Greenville County.

The workshop was lots of fun, and we’re looking forward to hosting more in the future!

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!